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You could earn 250,000 Qantas Points

and get competitive variable and comparison rates from 3.80% p.a. with a Macquarie home loan. Terms and conditions apply§.

75,000 bonus Qantas Points

with a new Qantas American Express Ultimate Card. $3,000 minimum spend and conditions apply††.

Explore with a $300 Qantas Flight Voucher

and 60,000 bonus Qantas Points with a Qantas Premier Platinum credit card. Apply by 31 October 2018. Minimum spend $4,000 in the first 90 days from approval. Spend exclusions apply. Terms and conditions apply±.

Up to 90,000 bonus Qantas Points

Introducing the new American Express® Westpac Altitude Platinum Card bundle***.

Up to 120,000 bonus Qantas Points

Plus $0 annual card fee in the first year with an American Express® Westpac Altitude Black Card bundle. Minimum spend, terms and conditions apply^.

90,000 bonus Qantas Points

Apply for a new St.George Amplify Signature Credit Card. $4,000 min spend and conditions apply<.

90,000 bonus Qantas Points

Apply for a new Bank of Melbourne Amplify Signature credit card. $4,000 minimum spend and conditions apply>.

90,000 bonus Qantas Points

with the BankSA Amplify Signature card. $4,000 minimum spend and conditions apply**.

75,000 bonus Qantas Points

and $200 back to your new card with the ANZ Frequent Flyer Black credit card. Terms and conditions apply##.

65,000 bonus Qantas Points

and $150 back to your new card with ANZ Frequent Flyer Platinum. Terms and conditions apply***.

Earn 60,000 bonus Qantas Points

with the HSBC Platinum Qantas Credit Card. $3,000 minimum spend, fees and conditions apply~~.

Earn 40,000 bonus Qantas Points

with the Macquarie Black Card. $3,000 minimum spend and conditions apply±±.

Discover more

The card that earns you Qantas Points and has $0 annual fee. Terms and conditions apply.

Earn 30,000 bonus Qantas Points

with a new Qantas American Express Premium Card. Minimum spend and conditions apply<<.

Important information:
You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

§ Macquarie home loans: This information is provided by Macquarie Bank Australian Credit Licence 237502 and doesn’t take into account your objectives, financial situation or needs – please consider whether it’s right for you. Lending criteria, fees, terms and conditions apply. Offer is available for new Macquarie home loan applications only. You could earn 80,000 bonus Qantas Points for being approved and taking out a home loan of at least $150,000, provided your application was submitted between 3 September 2018 and 31 March 2019, which settles by 30 June 2019 plus: 10,000 Qantas Points for every $100,000 drawn down at settlement (calculated to the nearest point); 1,000 Qantas Points each month for the life of your loan, as long as your outstanding loan balance is at least $150,000; and 25,000 bonus Qantas Points on the third and fifth anniversaries of your loan, calculated from the day of settlement, as long as the outstanding loan balance is at least $150,000. Bonus points will be credited to your Qantas Frequent Flyer account within sixty days of the home loan settlement date. The 250,000 Qantas Points calculation is based on a typical client holding a Macquarie Bank Flyer home loan for 5 years with a loan size of $600,000. This figure is based on our current 2017-18 average Macquarie Bank Flyer home loan size originated through Macquarie’s direct to consumer market channel. Rate applies for new owner occupied loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate offset home loan package. The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

* Qantas Premier Platinum credit card: Offer extended. To apply for the Qantas Premier Platinum credit card, you must be an Australian resident, Qantas Frequent Flyer member, aged 18 years and over. Credit criteria, fees, charges, Terms and Conditions apply. New Qantas Premier cardholders only. 60,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 31 October 2018. 60,000 bonus Qantas Points will be awarded when $4,000 is spent in the first 90 days from approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Qantas Points will ordinarily be credited within 6-8 weeks of meeting the spend criteria. Offer may be extended or withdrawn at any time. Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of Qantas Premier credit card on behalf of Qantas Airways Limited ABN 16 009 661 901. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
To earn one $300 Qantas Flight Voucher, you must successfully apply for a Qantas Premier Platinum credit card by 31 October 2018, then spend $4,000 within 90 days from card approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The Flight Voucher will be sent to the email address on your Qantas Frequent Flyer profile within 6-8 weeks of meeting the spend criteria, and is valid for 6 months from the date of issue. Flight Voucher can be redeemed for one-way or return Qantas domestic or international flights departing Australia only, is non-refundable and cannot be used for multi-city, Classic Flight Rewards, Points Plus Pay- Flights, Points Plus Pay bookings, or redeemed for cash.

*** American Express® Westpac Altitude Platinum Card bundle: Westpac Altitude Platinum Visa card bonus points promotion: When you apply and are approved for a new Westpac Altitude Platinum card between 3 July 2018 and 12 September 2018, and spend the minimum amount of $3,000 on eligible purchases on the Westpac Altitude Platinum card within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Altitude Platinum Visa card or Altitude Platinum Mastercard, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis. American Express Westpac Altitude Platinum Card bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Platinum Card by 12 September 2018, and spend $3,000 on eligible purchases on their new Card in the first 90 days from Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Bonus Qantas Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met.

American Express® Westpac Altitude Black Card bundle: Westpac Altitude Black Mastercard bonus points promotion: When you apply and are approved for a new Westpac Altitude Black Mastercard between 16 July 2018 and 27 November 2018 and spend a minimum of $3,000 on eligible purchases within 90 days of card approval, you will receive 80,000 bonus Qantas Points. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account points balance within 12 weeks of meeting the spend criteria. Existing Westpac customers who currently hold an Altitude Black Mastercard or Altitude Black Mastercard, or who have held one in the last 12 months, are not eligible for this offer. $0 Annual Card fee waiver: $0 first year Annual Card fee promotion. The first year Annual Card fee waiver, plus $0 Qantas Rewards fee for the first year ($50 thereafter for customers who choose to earn Qantas Points through the Altitude Qantas rewards program) is available when you apply for a new Westpac Altitude Black Mastercard between 16 July and 27 November 2018. The first Annual Card fee of $250 will be debited on the 12 month anniversary of the first transaction (including balance transfers) on your account and annually thereafter. Qantas Points on the Westpac Altitude Black Mastercard: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program. The earning and redemption of Qantas Points is subject to the Altitude Qantas Terms and Conditions. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You do not earn Qantas Points on payments to the Australian Taxation Office. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. American Express Westpac Altitude Black Card bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Black Card by 27 November 2018, and spend $3,000 on eligible purchases on their new Card within 90 days of Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions. Bonus Qantas Points will be credited to the Cardholder’s Qantas Frequent Flyer account 8-10 weeks after the spend criteria has been met. Credit approval criteria, interest, fees and charges apply. Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.  Registered Trademark of American Express Company.  Fees and charges in relation to this Card are only payable to American Express, not Westpac. First Year Annual Card fee waiver: The American Express Westpac Altitude Black Card will have a $0 introductory Annual Card fee for the first year of Card Membership.  After the first year, the annual Card fee for the Card will be $199 per year. Offer only available to new American Express Westpac Altitude Black Card Members who apply by 27 November 2018 and are approved. Qantas Points: You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Qantas Points are earned on Eligible Purchases in accordance with and subject to the American Express Westpac Altitude Cards Points Terms and Conditions as long as your account remains current and in good standing.

< St.George Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 19 April 2018 and 2 October 2018. You will receive: 90,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St.George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

> Bank of Melbourne Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 19 April 2018 and 26 September 2018. You will receive: 90,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

** BankSA Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 19 April 2018 and 26 September 2018. You will receive: 90,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St.George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^^ Westpac Altitude Black credit card: The bonus Qantas Points promotion is available to customers who apply via this website (offer not available in branch or via call centres) for a new Westpac Altitude Black card between 12 June 2018 and 23 October 2018, choose Altitude Qantas as your rewards program on the card,  first year annual card fee of $250 and spend a minimum amount of $3,000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points. You must be a member of the Qantas Frequent Flyer program to earn Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. The bonus Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

## ANZ Frequent Flyer Black credit card: Credit card issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Australian Credit Licence Number 234527. All applications for credit are subject to ANZ's credit assessment criteria. Terms and conditions and fees and charges apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program Terms and Conditions. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Black credit card account by 30 September 2018. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and make one eligible purchase within three months of approval to receive the bonus Qantas Points and to have $200 credited to your account. Transactions which do not qualify as a purchase are described in the ANZ Credit Cards Conditions of Use (PDF 468kB), for example fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming will not qualify. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account, and the $200 will be credited to your credit card account within three months of your first eligible purchase. The $200 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Frequent Flyer Black credit card account before the $200 credit and bonus Qantas Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $200 and bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

*** ANZ Frequent Flyer Platinum credit card: Credit card issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Australian Credit Licence Number 234527. All applications for credit are subject to ANZ's credit assessment criteria. Terms and conditions and fees and charges apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program Terms and Conditions. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account by 30 September 2018. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and make one eligible purchase within three months of approval to receive the bonus Qantas Points and to have the $150 credited to your account. Transactions which do not qualify as a purchase are described in the ANZ Credit Cards Conditions of Use (PDF 468kB), for example fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming will not qualify. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account, and the $150 will be credited to your credit card account within three months of your first eligible purchase. The $150 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Frequent Flyer Platinum credit card account before the $150 credit and bonus Qantas Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $150 and bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

~~ HSBC Platinum Qantas credit card: 60,000 bonus Qantas Points offer is available to new HSBC Platinum Qantas Credit Card holders who spend $3,000 on eligible purchases within three months of card approval. Bonus points will be credited to your Qantas Frequent Flyer account within two months of the minimum spend being met. Eligible purchases exclude business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances.

†† Qantas American Express Ultimate Card: Offer only available to new American Express Card Members who apply for the Qantas Ultimate Card online by 2 October 2018, are approved and spend $3,000 on eligible purchases on their new Card within three months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the Bonus Qantas Points offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia and New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Bank Australia, Westpac Banking Corporation). Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions. Certain transactions will earn 0.5 points per dollar with Merchants classified as; "government", including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. Please allow 8 to 10 weeks after you have met the spend criteria for the 55,000 bonus Qantas Points to be credited to your Qantas Frequent Flyer account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and may be withdrawn or changed at any time without notice.

±± Macquarie Black Card: Offer is limited to new applicants only. To be eligible for the bonus Qantas Points offer, you must apply and be approved for a Macquarie Black Card with Qantas Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval. Eligible purchases exclude cash advances, balance transfers or other restricted transactions. Eligible purchases include those made by the primary cardholder and any additional cardholders on the credit card account. The 40,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 60 days of your first eligible purchase, provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Macquarie Card Services with a valid Qantas Frequent Flyer membership number.

<< Qantas American Express Premium Card: Offer is only available to new American Express Card Members who apply for the Qantas American Express Premium Card online, are approved and spend $3,000 on eligible purchases on their new Card within three months of the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the 30,000 Qantas Points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and may be withdrawn or removed at any time without notice. To find out more, visit qantas.com.