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You could earn 250,000 Qantas Points

and get competitive variable and comparison rates from 3.80% p.a. with a Macquarie home loan. Terms and conditions apply§.

55,000 bonus Qantas Points

with a new Qantas American Express Ultimate Card. $3,000 minimum spend and conditions apply††.

120,000 bonus Qantas Points

and 75 Bonus Status Credits with ANZ Frequent Flyer Black. Terms and conditions apply.##

Up to 75,000 bonus Qantas Points

with an American Express® Westpac Altitude Platinum Card bundle. Minimum spend, terms and conditions apply***.

Up to 120,000 bonus Qantas Points

with an American Express® Westpac Altitude Black Card bundle. Minimum spend, terms and conditions apply^.

80,000 bonus Qantas Points

Apply for a new St.George Amplify Signature Credit Card. $4,000 minimum spend and conditions apply<.

90,000 bonus Qantas Points

Apply for a new Bank of Melbourne Amplify Signature credit card. $4,000 minimum spend and conditions apply>.

90,000 bonus Qantas Points

with the BankSA Amplify Signature card. $4,000 minimum spend and conditions apply**.

Earn 30,000 bonus Qantas Points

with a new Qantas American Express Premium Card. Minimum spend and conditions apply<<.

75,000 bonus Qantas Points

and $75 back to your new card with ANZ Frequent Flyer Platinum. Terms and conditions apply***.

Earn 60,000 bonus Qantas Points

with the HSBC Platinum Qantas Credit Card. $3,000 minimum spend, fees and conditions apply~~.

Earn 40,000 bonus Qantas Points

with the Macquarie Black Card. $3,000 minimum spend and conditions apply±±.

Discover more

The card that earns you Qantas Points and has $0 annual fee. Terms and conditions apply.

Up to 100,000 bonus Qantas Points

Get 70,000 bonus Qantas Points when you spend $3,500 in first 90 days, plus 30,000 Qantas Points on renewal. Conditions apply.+

90,000 bonus Qantas Points

When you apply for a new NAB Qantas Rewards Signature Card. $4,000 minimum spend on everyday purchases in 60 days. Terms and conditions apply.

Important information:
You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

§ Macquarie home loans: This information is provided by Macquarie Bank Australian Credit Licence 237502 and doesn’t take into account your objectives, financial situation or needs – please consider whether it’s right for you. Lending criteria, fees, terms and conditions apply. Offer is available for new Macquarie home loan applications only. You could earn 80,000 bonus Qantas Points for being approved and taking out a home loan of at least $150,000, provided your application was submitted between 3 September 2018 and 31 March 2019, which settles by 30 June 2019 plus: 10,000 Qantas Points for every $100,000 drawn down at settlement (calculated to the nearest point); 1,000 Qantas Points each month for the life of your loan, as long as your outstanding loan balance is at least $150,000; and 25,000 bonus Qantas Points on the third and fifth anniversaries of your loan, calculated from the day of settlement, as long as the outstanding loan balance is at least $150,000. Bonus points will be credited to your Qantas Frequent Flyer account within sixty days of the home loan settlement date. The 250,000 Qantas Points calculation is based on a typical client holding a Macquarie Bank Flyer home loan for 5 years with a loan size of $600,000. This figure is based on our current 2017-18 average Macquarie Bank Flyer home loan size originated through Macquarie’s direct to consumer market channel. Rate applies for new owner occupied loans when you borrow up to 70% of the property value with a principal and interest repayment variable rate basic home loan. The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*** American Express® Westpac Altitude Platinum Card bundle: Westpac Altitude Platinum Visa card bonus points promotion: When you apply and are approved for a new Westpac Altitude Platinum card between 28 November 2019 and 2 April 2019, and spend the minimum amount of $3,000 on eligible purchases on the Westpac Altitude Platinum card within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, payments to the Australian Tax Office, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Platinum Visa card or Altitude Platinum Mastercard, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis. American Express Westpac Altitude Platinum Card bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Platinum Card by 2 April 2019, and spend $3,000 on eligible purchases on their new Card in the first 90 days from Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Bonus Qantas Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met.

American Express® Westpac Altitude Black Card bundle: Westpac Altitude Black Mastercard bonus points promotion: When you apply and are approved for a new Westpac Altitude Black Mastercard between 28 November 2018 and 2 April 2019 and spend a minimum of $3,000 on eligible purchases within 90 days of card approval, you will receive 80,000 bonus Qantas Points. Eligible purchases do not include fees, cash, cash equivalent transactions, payments to the Austalian Tax Office, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account points balance within 12 weeks of meeting the spend criteria. Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Black Mastercard or who have held one in the last 12 months, are not eligible for this offer. Qantas Points on the Westpac Altitude Black Mastercard: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program. The earning and redemption of Qantas Points is subject to the Altitude Qantas Terms and Conditions. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You do not earn Qantas Points on payments to the Australian Taxation Office. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. American Express Westpac Altitude Black Card bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Black Card by 2 April 2019, and spend $3,000 on eligible purchases on their new Card within 90 days of Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions. Bonus Qantas Points will be credited to the Cardholder’s Qantas Frequent Flyer account 8-10 weeks after the spend criteria has been met. Credit approval criteria, interest, fees and charges apply. Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.  Registered Trademark of American Express Company.  Fees and charges in relation to this Card are only payable to American Express, not Westpac. Qantas Points: You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Qantas Points are earned on Eligible Purchases in accordance with and subject to the American Express Westpac Altitude Cards Points Terms and Conditions as long as your account remains current and in good standing.

< St.George Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 27 September 2018 and 23 January 2019. You will receive: 80,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St.George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

> Bank of Melbourne Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 27 September 2018 and 23 January 2019. You will receive: 80,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

** BankSA Amplify Signature credit card: The bonus Qantas Points promotion is available when you apply for a new Amplify Signature Card between 19 April 2018 and 26 September 2018. You will receive: 90,000 points when you spend at least $4,000 within 90 days of card approval on eligible purchases. Points will be credited within 12 weeks of spending the minimum $4,000. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St.George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature Card, or who have held one in the last 12 months, are not eligible for this offer. Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^^ Westpac Altitude Black credit card: The bonus Qantas Points promotion is available to customers who apply via this website (offer not available in branch or via call centres) for a new Westpac Altitude Black card between 12 June 2018 and 23 October 2018, choose Altitude Qantas as your rewards program on the card,  first year annual card fee of $250 and spend a minimum amount of $3,000 on eligible purchases within 90 days of card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points. You must be a member of the Qantas Frequent Flyer program to earn Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. The bonus Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

## ANZ Frequent Flyer Black credit card: Credit card issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Australian Credit Licence Number 234527. All applications for credit are subject to ANZ's credit assessment criteria. Terms and conditions and fees and charges apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program Terms and Conditions.Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Black credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and make $7,500 worth of eligible purchases within three months of approval to receive the bonus Qantas Points and to have the $150 credited to your account. Eligible purchase means purchases which are eligible to earn Qantas Points. Purchases which are not eligible to earn points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.67MB) for example fees, cash, cash equivalent transactions, balance transfers, and transactions for gambling or gaming purposes will not earn Points. The bonus Qantas Points will be credited to your Qantas account, and the $150 will be credited to your credit card account within three months of the eligible spend criteria being met. The $150 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Frequent Flyer Black credit card account before the introductory bonus Qantas Points, bonus Status Credits and $150 credit are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $150 and bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. To earn 75 Bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 31 March 2019, be approved, and then using your ANZ Frequent Flyer Black credit card, book and travel on 2 new domestic or international Qantas operated flights with a Qantas (QF) flight number (1 return flight or 2 one-way flights) between 12.01am (AEDT) 17 October 2018 and 11.59pm (AEST) 30 June 2019. Excludes Classic Flight Rewards, partner or codeshare flights. Your Qantas Frequent Flyer membership number must be recorded at the time of booking. If you change or cancel your flight and/or travel outside the specified dates, this Bonus Status Credits offer will not apply. Bonus Status Credits could take up to 10 weeks after travel to be credited to your Qantas Frequent Flyer account. Bonus Status Credits will not contribute towards attaining or retaining Platinum One or Loyalty Bonus.

*** ANZ Frequent Flyer Platinum credit card: Credit card issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Australian Credit Licence Number 234527. All applications for credit are subject to ANZ's credit assessment criteria. Terms and conditions and fees and charges apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program Terms and Conditions. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account by 31 March 2019. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and spend $5,000 on eligible purchases within three months of approval to receive the bonus Qantas Points and to have the $75 credited to your account. Transactions which do not qualify as a purchase are described in the ANZ Credit Cards Conditions of Use (PDF 468kB), for example fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming will not qualify. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account, and the $75 will be credited to your credit card account within three months of your first eligible purchase. The $75 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Frequent Flyer Platinum credit card account before the $75 credit and bonus Qantas Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $75 and bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

~~ HSBC Platinum Qantas credit card: 60,000 bonus Qantas Points offer is available to new HSBC Platinum Qantas Credit Card holders who spend $3,000 on eligible purchases within three months of card approval. Bonus points will be credited to your Qantas Frequent Flyer account within two months of the minimum spend being met. Eligible purchases exclude business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances.

†† Qantas American Express Ultimate Card: Offer only available to new American Express Card Members who apply for the Qantas Ultimate Card online, are approved and spend $3,000 on eligible purchases on their new Card within three months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the Bonus Qantas Points offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia and New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Bank Australia, Westpac Banking Corporation). Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions. Certain transactions will earn 0.5 points per dollar with Merchants classified as; "government", including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. Please allow 8 to 10 weeks after you have met the spend criteria for the 55,000 bonus Qantas Points to be credited to your Qantas Frequent Flyer account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and may be withdrawn or changed at any time without notice.

±± Macquarie Black Card: Offer is limited to new applicants only. To be eligible for the bonus Qantas Points offer, you must apply and be approved for a Macquarie Black Card with Qantas Rewards. Receive 40,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 60 days of card approval. Eligible purchases exclude cash advances, balance transfers or other restricted transactions. Eligible purchases include those made by the primary cardholder and any additional cardholders on the credit card account. The 40,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 60 days of your first eligible purchase, provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Macquarie Card Services with a valid Qantas Frequent Flyer membership number.

<< Qantas American Express Premium Card: Offer is only available to new American Express Card Members who apply for the Qantas American Express Premium Card online, are approved and spend $3,000 on eligible purchases on their new Card within three months of the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the 30,000 Qantas Points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and may be withdrawn or removed at any time without notice. To find out more, visit qantas.com.

+ Qantas Premier Platinum credit card: Up to 100,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 28 February 2019. 70,000 bonus Qantas Points will be awarded when $3,500 is spent on eligible purchases in the first 90 days from approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Qantas Points will ordinarily be credited within 6-8 weeks of meeting the spend criteria. Citibank will award the anniversary 30,000 bonus points within 12 weeks of the annual fee for that year being debited to the account commencing on the first anniversary of the account. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good order for bonus points to be awarded. Offer may be extended or withdrawn at any time.

* NAB Qantas Rewards Signature Card: Offer commences 18 June 2018. To be eligible for the 90,000 bonus Qantas Points offer, you must apply for a new personal NAB Qantas Rewards Signature Card before the offer is withdrawn, be approved and spend $4,000 on everyday purchases within 60 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Qantas Points will be credited to your points balance within three months of meeting the spend criteria. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB card offer. This bonus Qantas Points offer is not available to existing customers who have received or are entitled to receive NAB Qantas Rewards Bonus Points for a new personal NAB Qantas Rewards credit card in the twelve months prior to the opening of a NAB Qantas Rewards Signature Card, NAB Qantas Rewards Premium Card or NAB Qantas Rewards Card account. Credit cards issued by National Australia Bank Limited.