Product Information

Qantas Points Home Loan

  • Earn 150 Qantas Points* for every $1000 on your loan balance per annum
  • Competitive interest rate
  • Complimentary 15% off Allianz Home and Contents Insurance^
  • Bonus 0.10%p.a interest on selected term deposits accounts~
  • $0 annual fee


Qantas Points Car Loan

  • Earn 1,000 Qantas Points* for every $1000 on your loan balance per annum
  • Competitive fixed interest rate
  • Loan amount starting from $15,000
  • Available on cars, caravans, boats and motorcycles up to 5 years old
  • $0 upfront or account keeping fees (early repayment and dishonour fees may apply)


Qantas Points Saver

  • Earn 400 Qantas Points for every $1000* on your average monthly balance per annum
  • Competitive interest rate
  • $0 application fee
  • $0 account keeping fee


Qantas Credit Union Visa Platinum Credit Card

  • Earn 1 Qantas Point* for every $1 spent on eligible purchases# in Australia
  • Earn 2 Qantas Points for every $1 spent on Qantas products and services in AustraliaØ
  • Complimentary overseas travel insuranceŒ
  • Up to 55 days interest free+ on purchases#
  • Annual fee of $195


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Calculate the number of Qantas Points you could earn with our Qantas Points Banking Range.

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Qantas Points Banking Range

Be rewarded with Qantas Points when you switch your home loan, car loan, savings or credit card to a Qantas Points banking product from the Qantas Credit Union.

Important Information:
Qantas Staff Credit Union Ltd trading as Qantas Credit Union ABN 53 087 650 557 AFSL/Australian Credit Licence 238 305. Qantas Credit Union is the issuer, offeror and administrator of the Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws. Normal lending criteria and fees and charges apply. Terms and conditions apply and are available by calling 1300 380 380. You should read and consider the relevant Product Disclosure Statement before making any decision to purchase a financial product. These documents are available here.
* You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qantas Credit Union available at A joining fee may apply, however, Qantas Credit Union has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qantas Credit Union members who are not already a Qantas Frequent Flyer member and who apply at offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.
^ This insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, ASFL Licence No. 234 708. Qantas Credit Union Limited ABN 53 087 650 557 (QCU) arranges this insurance as an agent for Allianz not as your agent. A Product Disclosure Statement (PDS) is available by calling 1300 747 747. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the PDS and Financial Services Guide (FSG) before deciding whether to acquire any product mentioned. QCU receive commission on these insurance products as a percentage of the premium paid for each policy. Contact Qantas Credit Union for more details. Discount applies to first year's premium when purchased at time of funding. No other discounts apply. The discount may be subject to rounding.
~ Bonus rate applies to term deposits account opened during the term of your Qantas Points Home Loan. Special terms of 3, 6, 9 and 12 months are available and are upon request.
# Eligible purchases do not include cash advances, interest, balance transfers, fees and charges or traveller's cheques and foreign currencies - these do not earn Qantas points. For the full list of exclusions, please refer to the Visa Platinum Credit Card Conditions of use at If you don’t make an eligible purchase with your card, you forfeit your bonus Qantas Points for that month and all remaining months. 
¥ Selected Qantas products and services in Australia are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products.
§ Qantas Staff Credit Union Limited (trading as Qantas Credit Union), the insured, has entered into a Group Policy for overseas travel insurance with Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz), the insurer. AGA Assistance Australia Pty Ltd (ABN 52 097 227 177, AFSL 245631) trading as Allianz Global Assistance is authorised by Allianz to arrange the Group Policy and deal with and settle any claims on its behalf and provides no advice. The benefit of the cover under the Group Policy is extended automatically to Qantas Credit Union Visa Platinum cardholders where certain eligibility criteria are met (eligible cardholders). Eligible cardholders do not have their own policy or enter into a contract of insurance with Allianz. Subject to certain terms and conditions, they have the right to recover the amount of their loss from Allianz solely by operation of section 48 of the Insurance Contracts Act 1984 (Cth). Qantas Credit Union is not the agent of Allianz or the eligible cardholders, does not provide any advice and does not receive any commission in relation to the cover. Refer to the Allianz Global Assistance Travel Insurance Information Booklet for more information, available here. Benefit available where at least 50% of the amount payable for the overseas travel (including accommodation arrangements) for you and any accompanying person is paid using your Visa Platinum Credit Card before the start of your travel. Accompanying persons are your spouse (or legally-recognised de facto) and/or your dependents under the age of 21 who travel with you for the entire trip. The maximum cover provided, regardless of the number of persons the claims relate to is $1,000,000. Benefit limits and sub-limits apply. There is no cover while travelling in Australia.
+ Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qantas Credit Union by close of business. This information is subject to our disclaimers.